Cost of In Vitro Fertilization
Assisted Reproduction Technologies are generally performed by private medical groups who, like any business, are
trying to achieve a profit. The science behind these procedures is very labor intensive, and the margin for
error is slim. Because of these contributing factors, the patient can expect to absorb significant
costs. Most fertilization clinics offer a package price for the essential components of their services.
These packages typically include the following:
-Qualification testing and sample gathering
-One fresh embryo cycle
-One frozen embryo cycle
-Laboratory assisted hatching
This collection of services is often the first step in determining your eligibility and candidacy for specific
treatment options. Once the fertilization clinic has gathered this data, they can then make a prognosis for
your best treatment option and speculate a success percentage. There are many different infertility
treatments available and in vitro fertilization is one of them. The costs for your actual procedure, which
falls outside of the initial consultation package, will be determined by the method of infertility treatment.
On average, the total cost of undergoing one in vitro fertilization treatment is $13,000. This includes
the initial consultation and actual treatment plan. Since the average success rate per cycle is between 20 to
40 percent, it is likely that additional treatments will be necessary. Depending on the package you purchase,
these additional treatments could be as high as $10,000 per cycle. Thus, it would not be unreasonable to
expect a necessary budget of $40,000 to receive multiple treatments.
It is important to understand the benefits of your health insurance coverage prior to seeking infertility
counsel. While some insurance providers cover a portion of the costs described above, there are usually
stringent requirements. In the event your carrier does not provide coverage, most in vitro fertilization
clinics do offer financing for qualified individuals.