Cost of In Vitro Fertilization

Assisted Reproduction Technologies are generally performed by private medical groups who, like any business, are trying to achieve a profit.  The science behind these procedures is very labor intensive, and the margin for error is slim.  Because of these contributing factors, the patient can expect to absorb significant costs.  Most fertilization clinics offer a package price for the essential components of their services.  These packages typically include the following:

 -Initial consultation
 -Qualification testing and sample gathering
 -Cryopreservation
 -One fresh embryo cycle
 -One frozen embryo cycle
 -Laboratory assisted hatching
 -Genetic analysis
   
This collection of services is often the first step in determining your eligibility and candidacy for specific treatment options.  Once the fertilization clinic has gathered this data, they can then make a prognosis for your best treatment option and speculate a success percentage.  There are many different infertility treatments available and in vitro fertilization is one of them.  The costs for your actual procedure, which falls outside of the initial consultation package, will be determined by the method of infertility treatment.

On average, the total cost of undergoing one in vitro fertilization treatment is $13,000.  This includes the initial consultation and actual treatment plan.  Since the average success rate per cycle is between 20 to 40 percent, it is likely that additional treatments will be necessary.  Depending on the package you purchase, these additional treatments could be as high as $10,000 per cycle.  Thus, it would not be unreasonable to expect a necessary budget of $40,000 to receive multiple treatments.

It is important to understand the benefits of your health insurance coverage prior to seeking infertility counsel.  While some insurance providers cover a portion of the costs described above, there are usually stringent requirements.  In the event your carrier does not provide coverage, most in vitro fertilization clinics do offer financing for qualified individuals.